Would $20,000 help you buy a home of your own?

NeighborhoodLIFT is a national down payment assistance program administered by the Portland Housing Center that could make homeownership a reality for you.

NeighborhoodLIFT® program details*

  • Your income must be less than or equal to the maximum income limits defined by the program for your area to qualify.

  • For military service members, veterans, law enforcement officers, pre-K-12th grade teachers, firefighters and emergency medical technicians, the program provides $22,500.

  • The home you purchase must be your primary residence and located in Multnomah County.

  • You don’t have to repay the grant if you own and live in the home for five years. (1)

  • You need to be approved for a first mortgage by an approved lender. (2)

  • If you own your current home, it must be sold before closing.

  • You must complete eight hours of homebuyer education through an approved agency before your closing.

Visit the Portland Housing Center for more information on the program including:

  • Program requirements

  • Income requirements

  • Appointments to determine eligibility

  • First Responder, Teacher and Military benefit information

  • How to obtain homebuyer education

Contact us to learn more about the home buying process and how this program can help you!

* Must meet all program requirements.
1. The pro-rated balance must be repaid if you transfer the title, refinance, sell the property or the property is foreclosed on prior to the end of the five-year period. If you are active military and provide Official Permanent Change of Station transfer orders prior to the end of the five-year period, the balance will be fully forgiven.
2. The first mortgage can be financed by any Neighborhood LIFT program-approved lender.